WestLaw has published another recent case of mine, Carrier v. Aetna Life Insurance Co., 116 F. Supp. 3d 1067 (C.D. Cal. 2015). Judge O'Connell ruled that the insured was disabled under the terms of her group disability insurance plan. In the denial letter, Aetna told Ms. Carrier that her file had been reviewed by a psychiatrist who stated that she was not disabled when in fact Aetna never hired a psychiatrist prior to the denial.